Bankruptcy can be used to save your home. Most people don’t understand how bankruptcy works. Most believe it’s a very negative thing to do but actually, bankruptcy is one of the most powerful tools to help you to save your home, force your mortgage company to stop any foreclosure and give you an affordable payment plan to pay back the mortgage payments that you missed. But Bankruptcy is very complicated and it only works if your situation has specific facts. Careful analysis has to made by a professional before bankruptcy should be considered.